Curriculum Resources & Printables

This page collects all the ready-to-use companion materials for the Financial Literacy for Kids curriculum. Every resource is designed to reduce facilitator prep time and make lessons more hands-on and engaging for learners ages 8–12.

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How to Use These Resources

• Print and cut card-based resources along the indicated lines.
• Photocopy or reprint planning sheets so each learner gets their own copy.
• Adapt freely — change names, amounts, or scenarios to match your group.
• Mix and match — you do not need every resource for every lesson. Pick what fits your setting and time.

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Quick Reference by Unit

Unit 1: Value Foundations (Weeks 1–4)

Resource	Used In	Description
Value and Trade Scenario Cards	Weeks 1–3	Item cards, want lists, and trade scenarios for barter and currency activities
Household Decision Scenario Cards	Week 4	Needs vs. wants sorting cards, surprise expense cards, and budget sheets for household economy lessons

Unit 2: The Flow of Resources (Weeks 5–8)

Resource	Used In	Description
Payment Comparison Cards	Week 6	Side-by-side comparison cards for cash, debit, credit, and mobile payments
Digital Safety Scenario Cards	Weeks 7–8	Kid-friendly scenarios for practicing digital money safety decisions
Spending Decision Cards	Week 8	Fast-spending vs. thoughtful-spending scenario cards for the friction lesson

Unit 3: Strategy & Planning (Weeks 9–11)

Resource	Used In	Description
Opportunity Cost Choice Cards	Week 9	Two-option and three-option choice scenarios for practicing tradeoff thinking
Budget Planning Sheets	Weeks 10–11	Printable budget worksheets for weekly and project budgets, with a surprise-expense variant
Emergency Event Cards	Week 11	Surprise event cards for the emergency fund simulation

Unit 4: Economic Systems (Weeks 12–14)

Resource	Used In	Description
Bank Ledger & Account Templates	Week 12	Printable account cards, ledger sheets, and transaction slips for the Classroom Bank activity

Unit 5: The Value Creation Project (Weeks 15–18)

Resource	Used In	Description
Capstone Planning Guide	Weeks 15–17	Student-facing worksheets for problem finding, solution design, and project budgeting
Capstone Presentation Guide	Week 18	Presentation prep sheet, audience feedback cards, and self-assessment checklist

Cross-Curriculum

Resource	Description
Facilitator Quick Reference	One-page-per-unit summary of key concepts, common questions, and resource links
Glossary	Kid-friendly definitions of all core financial terms used across the curriculum

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Learner Handouts

For the most concept-dense weeks, optional student-facing reference sheets are available:

Handout	Week	Topic
Digital Money Handout	Week 7	How digital money works — key ideas in one page
Spending & Friction Handout	Week 8	Friction, impulse spending, and the Pause Rule
Budgeting Handout	Week 10	How to build a simple budget — step by step
Interest Handout	Week 13	How interest works for saving and borrowing
Inflation Handout	Week 14	What inflation means and why it matters

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Tips for Printing

• Most resources work well printed on standard letter-size paper (8.5 × 11 inches).
• Card-based resources print best when cut apart along the lines. Consider cardstock for durability if you plan to reuse them.
• Budget sheets and ledger templates can be photocopied for each learner.
• If you do not have a printer, most activities can be adapted using index cards, sticky notes, or a whiteboard.